Apply Online

Applying for a loan or getting more information is easy. We offer you several convenient and secure options to get started. So we can best serve you, please complete your application in its entirety. If you have any questions during the process, please feel free to call us direct toll free at 800.961.9121.

• Fill out our secure Complete Mortgage Application. This is recommended to provide the lowest, most accurate mortgage rate and loan program. This process will take 10 minutes. You will have the option of saving your application at any time and returning to it later if you wish.

• Fill out our Short Mortgage Application Form. This process will take 5 minutes. A loan officer will contact you once we receive your application.

• Feel free to call us at 800.961.9121 and we will take your application over the phone, at anytime or contact us by email at Virginia Mortgage Services and we will quickly get back to you!

• Our Client Guarantee - If for any reason, at anytime during the loan process your experience is anything less than exceptional we will happily transfer your loan to another provider of your choosing AND pay any costs that are not transferable.

• Your personal information is protected using SSL (Secure Sockets Layer) 128 bit encryption. SSL/128 is the highest protection available on the internet.

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Business Hours & Contact Numbers Monday-Friday 9:00 AM-5:00 PM Evenings & Weekends By Appointment Office: 804.379.3302 Toll-Free: 800.961.9121 Fax: 804.379.3303

Send mail correspondence to: Corporate Location 5408 Chamberlayne Rd Richmond, VA 23227 Directions to VMS 10108 Chester Road Chester, VA 23831 Directions to Chester VMS

Loan Documents Required Purchase or Refinance Credit Lines or Equity