Are you planning to purchase a new home in the next few months?
Let us educate you on the purchase loan process and get you pre-approved: You can start the loan process now in only a few simple steps. Virginia Mortgage Bankers is committed to making your mortgage loan process an stress-free experience with as little hassle as possible.
Step 1: Get a Free Credit Approval
REALTORS® strongly recommend talking with an Virginia Mortgage Purchase Loan Specialist at the very beginning of the loan process. Before even looking for your first house, you can get pre-qualified for a loan ensuring that the rest of the process is hassle-free.Virginia Mortgage can help you get pre-approved and on your way to home ownership!
To start the approval process, proof of your financial standing is required. The following documentation will be required to start the pre-approval process.
Step 2: Discuss and choose your best Virginia mortgage loan option
When purchasing a new home, there are many loan options to choose from, including conventional loans, non-conventional loans, or Jumbo Loans. The purchase loan process can be complex and daunting when there are so many options. Luckily, we are your lender, rather than a broker, so we will work with you to find the optimal, affordable loan option.
Step 3: Find Your Dream Home
After you have been credit approved and have chosen the best loan terms for your lifestyle, finding your dream home will be so much easier. You now know how much you can afford and how it will impact you in the years to come.
Your credit approval is active for three months, allowing you time to find the perfect home. With Virginia Mortgage you are a virtual cash buyer, basically shopping with money in your pocket.