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Debt Consolidation Loans


Debt consolidation loans from Virginia Mortgage Services can be used to pay off high interest credit cards and installment loans and have one low monthly payment! Fill out our easy online application for a debt consolidation loan. With debt consolidation loans, you can save up to $500, $600, or even more every month by paying off your high interest credit cards and consumer debt and have lower monthly payments. And you can do this even if your credit is less-than-perfect! We even have debt consolidation loans that require little or no equity in your property.

Debt consolidation loans do not reduce the amount you owe. Instead, they lower the interest rate you pay. You will still need to keep your debt low, and if you have extra money, save it, invest it, or pay off your loan early. The whole idea behind refinancing your debt is to lower your monthly bills so you have more money in your pocket at the end of the month.

A debt consolidation loan will give you only one payment per month. Our programs are designed to fit your monthly budget and take the pressure off your bank account. You may be surprised to find that the time it takes to reduce your outstanding balances is dramatically less than your alternative and could save you thousands of dollars.

Debt Consolidation Interest Rates

With a debt consolidation loan, interest rates are very low right now at Virginia Mortgage Services. Competition in the mortgage lender’s market is benefiting the consumer since they all want you as a customer. What these low interest rates mean to you is that you can take your present monthly payments and reduce them considerably. This may be your golden opportunity to re-establish your credit...recover from overwhelming payments......or consolidate your high-interest credit into an easy, low-interest lower monthly payment.

Debt Consolidation Lenders

Virginia Mortgage Services is the debt consolidation lender you need. Virginia Mortgage Services is a mortgage broker offering nearly hundreds of loan programs from 300 mortgage lenders. If you have questions just ask! You may contact Virginia Mortgage Services for your debt consolidation loan questions by email, phone or by appointment in our office.

Start now by filling out our secure online application for debt consolidation loans! We can help, even if you have been turned down before! Call us at 804.282.8808, Monday through Friday from 9 a.m. to 5 p.m. Eastern time.

Take a look at just how much you could save!
Use our Debt Consolidation Calculator or apply online now, for a debt consolidation loan!

Bills Balance Payment
Auto-Installment $15,210 $520
Visa $9.834 $275
MasterCard $5,450 $140
American Express $8,231 $287
Capital One $5,312 $210
Dept. Store $3,323 $153
Total $47,360 $1,585

New Balance & Payment

$50,000

$454*

You Save!!

$1,132

*Monthly payments based on a 15 year fixed second mortgage with an APR of 7.831%. This is an example only. Actual monthly payments, closing costs and APRs may vary. Other products such as home equity lines are available.

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