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30 Year Fixed Rate, Option Loan New Product!


The 30 Year Fixed Rate Option Loan is a fixed rate not an adjustable. The 30 Year Fixed Rate Option Loan from Virginia Mortgage Services gives you the opportunity and flexibility to strategically manage your cash flow by offering four monthly mortgage payment options with a 30 year fixed loan. The 30 Year Fixed Rate Option Loan provides the stability of a 30 year fixed rate with the added benefit of multiple payment options for monthly cash flow needs. What truly separates this home loan from other home loans in the marketplace is that it has features that provide added protection for borrowers that other lenders simply can not offer.

The 30 Year Fixed Rate Option Loan works very similar to the MTA loans, COSI loans and CODI mortgages, except, this is a Fixed Rate home loan, not an adjustable! Four payment options are available for the first ten years along with the added protection that your interest rate that will not change for 30 years. This is a great loan for those that want the great payment features of the MTA loans but desire the comfort of a 30 year fixed rate.

How the 30 Year Fixed Rate Option Loan Works

You will notice by the diagram below, used for illustrative purposes only, four monthly payment options for the fixed rate 30 Year Fixed Rate Option Loan. The illustration below assumes a $200,000 loan amount, a minimum payment of $764, interest only payment of $1,250, a 15 year amortization payment of $1,854 and the fixed rate 30 year payment of $1,364. Please contact us at Virginia Mortgage Services or simply use our online mortgage application to apply for this great loan!

Who Should Choose a the 30 Year Fixed Rate Option Loan and Why?

30 Year Fixed Rate Option Loan is for anyone who wants to take control of their monthly cash flow and financial future . As noted, 30 Year Fixed Rate Option Loans give you the flexibility to decide whether you would like to match your loan payments to your variable or seasonal income or whether you would like to put more money into investments or toward large expenses, such as college tuition. The choice is yours!

Contact us at Virginia Mortgage Services today to discuss your financial goals and learn how the 30 Year Fixed Rate Option Loan may help you achieve them. Get started now, by filling out our easy online application! for 30 Year Fixed Rate Option Loans

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