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Welcome to Virginia Mortgage Services!
The Most Comprehensive mortgage
and real estate site for mortgage loans!

Frequently Asked Mortgage Questions (FAQ's)

  1. What are your mortgage rates?

  2. What are the most commonly made mistakes in buying or refinancing a house?

  3. Should I refinance?

  4. Should I pay points? Does a 0 point/0 fee loan really exist?

  5. Why do interest rates change?

  6. Virginia Mortgage Brokers & Virginia Mortgage Lenders, What's the difference?

  7. What is the difference between pre-qualifying and pre-approval?

  8. What is a rate lock?

  9. Can my loan be sold? What happens if my lender goes out of business?

  10. What is PMI? Can I get rid of the PMI on my loan?

  11. What is an APR?

  12. What is a FICO score?

  13. Credit (FICO) Scoring? What Your Credit (FICO) Score Means

  14. How does Credit Scoring Work?

  15. How can I improve or Increase my FICO Score?

  16. Closing Costs Fees Explained?

  17. What is an appraisal and what does it consist of?

  18. How do I determine my homes market value?
If you have questions just ask! You may contact Virginia Mortgage Bankers, LLC for your Virginia mortgage questions by email, phone 804.282.8808 or by appointment in our office. Start now by filling out our secure online application for Virginia mortgage loans!

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