Inaccurate Information Sample Letter
Below is a form letter that you may use to dispute to the 3 major credit bureau's Equifax, Trans Union and Experian inaccurate information on your credit report. If your married, be sure that you send these individually to each credit bureau.
Date: _________________________
Name: (First, Middle, Last Name, Jr. Sr.)
Street: _________________________________________________________
City, State, Zip Code: ______________________________________________
Phone # ________________
Social Security # _________________
Date of Birth: _________________
Previous address (es) for the past 5 years
(Include zip codes)
Name of Credit Bureau _________________
Address: _________________________________________________________
City, State, Zip: ____________________________________________________
Re: Inaccurate information appearing on the credit report
Dear Customer Relations Representative:
You are reporting inaccurate information on my credit report. I have described the item (s) that I believe are incorrect below. Please investigate this item (these items) immediately.
While I do have an account with ______________________________, the information on the report is incorrect. My
account number is:______________________________
________________________________________________________________________
________________________________________________________________________
________________________________________________________________________
This entry on my credit report is extremely detrimental and inaccurately reflects my credit.
When you have completed your investigation, please send me a letter reflecting the results of the investigation.
Sincerely,
(Print your name)
(Signature)
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