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Welcome to Virginia Mortgage Bankers, LLC, the web's most popular and
comprehensive web resource for real estate investor
loans! Over the last few years there have
been an influx of unique mortgage loan programs aimed at making
getting investor mortgage loans easier.
The two obstacles
that real estate investors face are: FIRST,
obtaining low down payment financing for their properties.
Many mortgage lenders still have the 20% and 25% down
requirements. SECONDLY, No Title Seasoning for
refinancing or reselling a rehab. Title seasoning refers
to how long the mortgage lender requires the real estate investor
to hold the property, typically 12-months in order to obtain a
mortgage loan based upon the appraised value of the property.
Without the right knowledge and mortgage lender it can become a
very frustrating process.
Virginia Mortgage Bankers, LLC, a mortgage broker, is here to help! We specialize
helping investors find real estate loans specific to your
need. Virginia Mortgage Bankers, LLC maintains relationships with over
300 national lenders, giving you a one stop shop lender!
Whether it is low down payment financing for real estate or a mortgage loan
with no seasoning we have it! Use our Investment Rental Property Calculator as a
guide to possible financial outcomes of the purchase and renting
of an investment property.
Adjustable Rate Investor
Financing
Now you can tailor
your real estate investor loans to fit the way you manage your
money. Our LIBOR mortgage loans are designed
with personalization in mind. These real estate investor loans
are by far our most popular loan programs for real estate
investors. Their low interest rates and low down-payment
requirements, make them our most sought after real estate
investor loans.
With this product
you also have flexibility each month of making one of
two possible payments on your mortgage:
Monthly Payment Option 1 - An interest-only payment that allows
you to only pay the interest due each month without spending monthly cash
towards principal*. This allows you to minimize your monthly payment without
deferring interest. (This option is not available if the payment would be less
than the minimum payment. In this situation, no interest is deferred when the
minimum payment is made.)
Monthly Payment Option 2 - A 30-year fully amortizing payment
comprised of both principal and interest*.
Additional features of these real estate investor loans include periodic rate
adjustment caps that vary based on the rate adjustment option you select, as
well as the ability every three years to select a different interest rate
adjustment period or another portfolio mortgage product for a minimal fee.
Please contact us at
Virginia Mortgage Bankers, LLC to discuss these or our many other
Aggressive real estate investor loan programs. Or simply use our
online
loan application for real estate investors and we will get
back to you same day!
Useful
Real Estate Investor Links:
Want to Owner Finance?
Comprehensive list of foreclosures from hundreds of
sources
Government Loan Programs at the HUD web site
IRS
U.S. Customs and ATF seized properties for
sale
Fannie Mae Government Foreclosed Properties
HUD foreclosed properties
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