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Welcome to Virginia Mortgage Services, the web's most popular and
comprehensive web resource for real estate investor
loans! Over the last few years there have
been an influx of unique mortgage loan programs aimed at making
getting investor mortgage loans easier.
The two obstacles
that real estate investors face are: FIRST,
obtaining low down payment financing for their properties.
Many mortgage lenders still have the 20% and 25% down
requirements. SECONDLY, No Title Seasoning for
refinancing or reselling a rehab. Title seasoning refers
to how long the mortgage lender requires the real estate investor
to hold the property, typically 12-months in order to obtain a
mortgage loan based upon the appraised value of the property.
Without the right knowledge and mortgage lender it can become a
very frustrating process.
Virginia Mortgage Services, a mortgage broker, is here to help! We specialize
helping investors find real estate loans specific to your
need. Virginia Mortgage Services maintains relationships with over
300 national lenders, giving you a one stop shop lender!
Whether it is low down payment financing for real estate or a mortgage loan
with no seasoning we have it! Use our Investment Rental Property Calculator as a
guide to possible financial outcomes of the purchase and renting
of an investment property.
MTA and Adjustable Rate Investor
Financing
Now you can tailor
your real estate investor loans to fit the way you manage your
money. Our MTA mortgage and LIBOR mortgage loans are designed
with personalization in mind. These real estate investor loans
are by far our most popular loan programs for real estate
investors. Their low interest rates and low down-payment
requirements, make them our most sought after real estate
investor loans.
With this product
you also have flexibility each month of making one of
three possible payments on your mortgage:
Monthly Payment Option 1 - A minimum payment
that is set every three years at a reduced rate. Available for
the first 15 years of the loan, this option maximizes your cash
flow each month.
Monthly Payment Option 2 - An interest-only
payment that allows you to only pay the interest due each month
without spending monthly cash towards principal*. This allows you
to minimize your monthly payment without deferring interest.
(This option is not available if the payment would be less than
the minimum payment. In this situation, no interest is deferred
when the minimum payment is made.)
Monthly Payment Option 3 - A 30-year fully
amortizing payment comprised of both principal and interest*.
Additional features of these real estate investor loans include
periodic rate adjustment caps that vary based on the rate
adjustment option you select, as well as the ability every three
years to select a different interest rate adjustment period or
another portfolio mortgage product for a minimal fee.
Please contact us at
Virginia Mortgage Services to discuss these or our many other
Aggressive real estate investor loan programs. Or simply use our
online
loan application for real estate investors and we will get
back to you same day!
Useful
Real Estate Investor Links:
Want to Owner Finance?
Comprehensive list of foreclosures from hundreds of
sources
Government Loan Programs at the HUD web site
IRS
U.S. Customs and ATF seized properties for
sale
Fannie Mae Government Foreclosed Properties
HUD foreclosed properties
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