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Welcome to Virginia Mortgage Services!
The Most Comprehensive mortgage
and real estate site for mortgage loans!

Real Estate Investor Loans for Real Estate

Mortgage Newsletter


Welcome to Virginia Mortgage Services, the web's most popular and comprehensive web resource for real estate investor loans! Over the last few years there have been an influx of unique mortgage loan programs aimed at making getting investor mortgage loans easier.

The two obstacles that real estate investors face are: FIRST, obtaining low down payment financing for their properties. Many mortgage lenders still have the 20% and 25% down requirements. SECONDLY, No Title Seasoning for refinancing or reselling a rehab. Title seasoning refers to how long the mortgage lender requires the real estate investor to hold the property, typically 12-months in order to obtain a mortgage loan based upon the appraised value of the property. Without the right knowledge and mortgage lender it can become a very frustrating process.

Virginia Mortgage Services, a mortgage broker, is here to help! We specialize helping investors find real estate loans specific to your need. Virginia Mortgage Services maintains relationships with over 300 national lenders, giving you a one stop shop lender! Whether it is low down payment financing for real estate or a mortgage loan with no seasoning we have it! Use our Investment Rental Property Calculator as a guide to possible financial outcomes of the purchase and renting of an investment property.


MTA and Adjustable Rate Investor Financing

Now you can tailor your real estate investor loans to fit the way you manage your money. Our MTA mortgage and LIBOR mortgage loans are designed with personalization in mind. These real estate investor loans are by far our most popular loan programs for real estate investors. Their low interest rates and low down-payment requirements, make them our most sought after real estate investor loans.

With this product you also have flexibility each month of making one of three possible payments on your mortgage:

Monthly Payment Option 1 - A minimum payment that is set every three years at a reduced rate. Available for the first 15 years of the loan, this option maximizes your cash flow each month.

Monthly Payment Option 2 - An interest-only payment that allows you to only pay the interest due each month without spending monthly cash towards principal*. This allows you to minimize your monthly payment without deferring interest. (This option is not available if the payment would be less than the minimum payment. In this situation, no interest is deferred when the minimum payment is made.)

Monthly Payment Option 3 - A 30-year fully amortizing payment comprised of both principal and interest*.
Additional features of these real estate investor loans include periodic rate adjustment caps that vary based on the rate adjustment option you select, as well as the ability every three years to select a different interest rate adjustment period or another portfolio mortgage product for a minimal fee.

Please contact us at Virginia Mortgage Services to discuss these or our many other Aggressive real estate investor loan programs. Or simply use our online loan application for real estate investors and we will get back to you same day!

Useful Real Estate Investor Links:
Want to Owner Finance?
Comprehensive list of foreclosures from hundreds of sources
Government Loan Programs at the HUD web site
IRS
U.S. Customs and ATF seized properties for sale
Fannie Mae Government Foreclosed Properties
HUD foreclosed properties

Foreclosure Infomation for Investors

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