Home Loans for Veterans! VA Loans
As a veteran, a member of the military or military spouse, you may qualify for a VA loan. VA home loans are guaranteed by the U.S. Department of Veterans Affairs (VA). VA home Loans are a great option for home buyers who qualify, offer flexible options as either fixed-rate or adjustable mortgages and with very low-interest rates. You may qualify for fast approval and a hassle-free loan even with less than perfect credit. Refinance up to 100% of your home or buy a new home with no down payment and no monthly mortgage insurance (PMI)!
VA Loan Highlights
- Low VA mortgage rates from Gradient Home Mortgage!
- Jumbo VA home loans available
- 100% financing, no money down for home purchase
- No mortgage insurance (Private Mortgage Insurance, or PMI)
- Refinance up to 100% of your primary home’s value
- VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans
- No reserves required
- 24-hour turnaround for pre-qualified applicants
How VA Home Loans Work
- Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the life of the loan
- ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your interest rate can adjust up or down depending on the market
- Pay your mortgage at any time without pre-payment penalties
Got questions? Give us a call (804) 282-8820! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!
Working with Virginia Mortgage Bankers
- We put YOU first. We are committed to getting every VA client the best possible deal on their VA Loan every single time
- Virginia Mortgage Bankers offers some of the most competitive rates for VA Loans in the Nation!
- Fast and efficient, we close most of our VA loans in 30 days or less