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Welcome to Virginia Mortgage Bankers, LLC!
The Most Comprehensive mortgage
and real estate site for mortgage loans.

Home Purchase Loans


Virginia Mortgage Bankers, LLC provides home purchase loans at the lowest mortgage rates. If its your first home, we have many little or no down payment first time home buyer programs . For those that have limited credit or no credit we offer many loan programs including FHA loans or our VA Loans for our Veterans. Utilize our home purchase mortgage loan pre-qualification calculators and get a monthly payment range you can afford comfortably.

Owning your own home has several advantages besides the obvious satisfaction you get from home-ownership. Buying a home allows you to build equity and enjoy tax deductions, and the quality of your life is greatly improved. Whether you are a renter, or you are purchasing a new or second home, a real estate investor or even a new home construction loan we have an assortment of mortgage tools and loan programs to meet your individual financing needs. We offer a wide assortment of first time homebuyer loans and for those with less than perfect credit or just limited credit history, FHA loan programs may be a great way to go! We can help you realize your homeownership dreams by offering you all the best advantages:

- Low Home Purchase Mortgage Rates
- Easy Online Mortgage Application
- All Types of Home Purchase Loan Programs
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Guidance & Advice from an experienced Mortgage Loan Professional

No Money Down Home Purchase Loans!

One of the biggest barriers to homeownership in the past was the need for a sizable down payment. Now that barrier has been torn down. Virginia Mortgage Bankers, LLC is extremely innovative, creative, and competitive in bringing to market no money down home loans , even with no PMI. Can't qualify for a mortgage loan because of high credit card debt? Have no money for a down payment? Apply for our no closing costs, 103% home purchase loan financing!

Interest Only Home Purchase Loans

One of the more popular home purchase mortgage loan products today are interest only loans. Many feel there are areas of higher return to put you mortgage payment savings i.e. home improvements, college savings or your 401k retirement. Virginia Mortgage Bankers, LLC is among the largest brokers in Virginia offering hundreds of loan programs from 150 mortgage lenders. Check our low mortgage rates and find the lowest rate for you. If you haven't yet, use our mortgage pre-qualification calculators to determine how much you can borrow. Once you decided the amount you can borrow use our monthly mortgage payment calculator to get a mortgage payment you could afford.

Looking for a property and need to be pre-qualified for your new home? Use our online application for a home purchase loan to be pre-qualified for the loan you want. If you have questions just ask! You may contact us at Virginia Mortgage Bankers, LLC for your home purchase loan questions by email, phone at 804.282.8808 or by appointment in our Richmond office.

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