Site Security What is SSL?
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Encrypted 1003
The Encrypted 1003 utilizes secure socket layer (SSL),
frequently referred to as "Netscape" encryption. This allows
both Netscape and Microsoft Explorer browsers to communicate
with our server in a secure SSL encrypted session. It is often
used to securely transfer credit card numbers and other
sensitive information.
Fraud Protection
These security features protect transactions from
misappropriation and fraud that could otherwise occur as
information passes through Internet computers. Without thorough
security, information transmitted over the Internet is
susceptible to fraud and other misuse by intermediaries.
Complete Protection
The Internet does not provide built-in security. This is why our
1003 residential loan application is not e-mailed. To increase
security and privacy, we will be notified via e-mail of your
completed 1003 application and we are required to access the
completed 1003 via encryption, username, and password. The SSL
protocol delivers server authentication, data encryption, and
message integrity.
How? How does it work?
Client/Server Protocols
SSL is layered beneath application protocols such as HTTP,
Telnet, FTP, Gopher, and NNTP, and layered above the connection
protocol TCP/IP. This strategy allows SSL to operate
independently of the Internet application protocols. With SSL
implemented on both the client and server, your Internet
communications are transmitted in encrypted form, ensuring
privacy. Due to this encryption process, documents that are
encrypted may take longer to download.
Digital Certificates
Netscape Navigator and Microsoft Explorer deliver server
authentication using signed digital certificates issued by
trusted third parties known as certificate authorities. A
digital certificate verifies the connection between a server's
public key and the server's identification (just as a driver's
license verifies the connection between your photograph and your
personal identification). Cryptographic checks, which check
digital signatures, ensure that information within a certificate
can be trusted.
Web Addresses
You can tell whether a document comes from a secure server by
looking at the Universal Resource Locator (URL) field. If the
URL begins with https:// (instead of http://), the document
comes from a secure server. You need to use https:// for URLs
with SSL and http:// for URLs without SSL.
What does it do? What does a digital certificate do?
Public/Private Key Pairs Digital Certificates are protected by
public and private key pairs linked by a powerful cryptographic
algorithm. These keys have the ability to encrypt and decrypt
information. No one else's keys can decipher messages you send
that are encrypted with your public key. Also, no one else's
keys can be used to pose as you by sending messages encrypted
with your private key.
More Info For more information on SSL encryption visit either
the
Netscape or
Microsoft site.
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