Third Investigation Request to Credit Bureau's Sample Letter
Below is a form letter that you may use to re-dispute to the 3 major credit bureau's Equifax, Trans Union and Experian
when no response or an unfavorable response is received on your credit report. If your married, be sure that you send these individually to each credit bureau.
Date: _________________________
Name: (First, Middle, Last Name, Jr. Sr.)
Street: _________________________________________________________
City, State, Zip Code: ______________________________________________
Phone # ________________
Social Security # _________________
Date of Birth: _________________
Previous address (es) for the past 5 years
(Include zip codes)
Name of Credit Bureau _________________
Address: _________________________________________________________
City, State, Zip: ____________________________________________________
Re: Third Investigation Request
Dear Customer Relations Representative:
I still do not agree with the following item (s) on my credit report following your investigation. I continue to find this (these) inaccurate item (s) to be highly damaging to my credit rating.
The following accounts are not mine.
Account Name & Numbers
__________________________________
__________________________________
__________________________________
Since you have not given me names of persons with their business addresses that you contacted for re-verification of the information, so that I could follow up as I requested,
I assume that you have not been able to verify the information I have disputed.
If this problem continues and I am forced to seek some form of professional assistance,
you have been forewarned of the harm which this problem is causing me.
I shall assume that 30 days constitutes a "reasonable time" to complete these actions
unless you immediately notify me otherwise.
Sincerely,
(Print your name)
(Signature)
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