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Welcome to Virginia Mortgage Services!
The Most Comprehensive mortgage
and real estate site for mortgage loans!

Richmond, Virginia (VA) Mortgage Loans

View current Richmond Virginia mortgage rates!

Virginia Mortgage Services, a Richmond VA mortgage broker, is one of the largest mortgage brokers in Richmond, funding hundreds of millions in loans annually. We are your one stop shop for low mortgage rates for refinance Richmond mortgage loans, second mortgage loans and home loans to buy a home in Richmond! At virginiamortgagelender.com, you will discover the most informative, useful, easy to use, information packed, mortgage resource for Richmond VA home loans on the net!

Richmond VA Mortgage Broker

As a Richmond VA mortgage broker, we have the ability to go outside our own lending criteria. We are not restricted to representing our own loan programs. We determine which program best meets your unique needs and utilize that outside mortgage program. Being a mortgage broker in Richmond VA, Virginia Mortgage Services maintains relationships with over 160 national mortgage lenders. Through these close relationships we have the ability and knowledge to shop your unique situation and get you the lowest interest rate and most competitive loan product; Even if you have been turned down before!

Richmond VA Mortgage Lenders

As a Richmond mortgage lender, we will help you choose from hundreds of home loan purchase programs even if your a first time home buyer in Richmond, you can purchase with no money down and use very little of your own cash. We provide 100% home mortgage loans or also called 80/20 home loans with no money down, 100% financing with as low as 580 fico scores, in most cases. You can still buy and use our low fico score loan programs with a little more down payment. We also provide FHA home loans that require 3% down payment even with bad or poor credit history.

For those with the best of credit we offer the most competitive Richmond mortgage rates and loan programs. Most Richmond mortgage loan programs come with an interest only payment option. Interest only payments are available on either 30 year fixed or adjustable rate mortgages also called ARM's.

Richmond VA Home Loans

If your looking for Richmond VA home loans , you have found the best mortgage lender in Virginia. Virginia Mortgage Services offers nearly thousands of Virginia home loan programs and we take the time to ask the right questions to help you determine which of our Virginia home loans would be the best for your unique situation.

Call us now, we are competitive and hard to beat. Building a house and need a one-closing construction loans with a six, nine, or twelve month lock-in? Whatever your needs are for Richmond home loans we can help! Just contact us at Virginia Mortgage Services via email, or phone at 804.379.3302 and we will make your Richmond VA home loan experience a great one!

Use our for online application for your Richmond mortgage loan! Take a look at our low Richmond Virginia mortgage rates!

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