Fredericksburg VA Mortgage Loans
US Mortgage is the #1 rated Fredericksburg mortgage broker, and is your one stop shop for low mortgage rates for refinance mortgage loans, second mortgages and buying a home in Fredericksburg! On this site you’ll discover the most informative, useful, easy to use, information packed, mortgage resource on the net!
Fredericksburg Mortgage Refinance
If your thinking about a Fredericksburg mortgage refinance, Virginia Mortgage Lender suggests that you look at the current market rates and available refinancing terms to determine your out-of-pocket costs. In order to determine your savings, we suggest that you divide your monthly savings by the up front costs. You should also look at how long you will keep your home for and how the refinancing will affect your taxes.
Deciding on a Fredericksburg mortgage refinance can be an intimidating and difficult decision so here at US Mortgage we make it as easy as possible. We will help you weigh your monthly savings with your refinancing costs.
We can also waive the refinancing fees at times. This will allow you to refinance even if you don’t have any cash for an up front payment. We offer many mortgage loan programs that have interest only loan payments. These loan programs will save you thousands over conventional fixed rate mortgages.
Are you nearing retirement or approaching age 62? We also offer Fredericksburg Reverse Mortgages!
Fredericksburg First Time Home Buyer Loans
Buying a home in Fredericksburg for the first time is an exciting financial and emotional investment for some people. There are mortgage loans available specifically designed to meet your special needs and goals. As a Fredericksburg first time home buyer you have choices, there are many benefits and no down payment programs available when looking for your mortgage loan.
US Mortgage has many programs for first time home buyers. These include 100% home financing, low payment loans, first time home buyer grant programs, loans for our teachers, police officers and lower-income programs for home buyers. Please contact us and we will educate and walk you through the home buying process!
Fredericksburg Mortgage Broker
As a Fredericksburg mortgage broker, we have the ability to go outside our lending criteria. We are not restricted to representing our own self interests. We determine which program best meets your unique needs and utilize that outside mortgage lender. US Mortgage Bankers maintains partnerships with over 15 national mortgage lenders.
Acting as a Fredericksburg mortgage broker allows us to recommend the absolute best mortgage program specific to your needs. We do not believe in a one size fits all mentality. US Mortgage takes pride in having the keen ability to ask the right questions and deliver the right mortgage loan program for your unique need.